| DISABILITY
INSURANCE is all about replacing a significant portion of
your INCOME should you be unable to work for a period of
time due to an accident or illness.
Whether we
think about it in these terms or not, most people's ability
to earn an income is the foundation of our financial
world. If the average American is rendered unable to
work for any significant period of time, it often rapidly
creates a financial crisis this is difficult to survive
without major damage to credit, or other unfortunate
consequences.
Many
people, especially professionals earning high incomes or
private entrepreneurs and business people with families,
children and employees, find this type of protection
critical.
These
policies, much like long term care policies, must be
individually designed. There is no "one
size fits all" when it comes to disability
insurance. The premiums themselves are dialed up or
down by how much of a monthly income replacement check is
necessary in individual circumstances, and for how long it
may be needed.
We work
individually with clients to assist you in deciding what the
appropriate levels of protection may be, and their
affordability. In addition, there are other types of
business coverage you may not be familiar with. Click here for more details.
If you
want more information, email or call us. We can help. |
